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Reaping the rewards

Piggy bankHave you ever calculated how much of your money goes up in smoke when you buy cigarettes? While your savings from one day of smoking may not seem like much, it can really add up over the course of months or years. Thinking about how you might otherwise use this money — like saving up for a vacation — could be the incentive you need to quit for good. Here’s how to work your numbers:

  • Divide the price of your favorite pack of cigarettes (e.g. $5.29) by 20 to get the cost of each cigarette (e.g. $.26).
  • Multiply this by the average number of cigarettes you smoke each day. So, say you smoke 12 a day, then the money you burn daily comes to $3.12.
  • Multiply $3.17 by 365 days in a year and you’re talking about an annual loss of $1,138.
  • Multiply this by 10 years and your total is a whopping $11,388 — that’s quite a few vacations you could pay for!

Watching your cigarette money add up can be motivating, so why not keep a savings jar at home or work? Put money into it that you would normally spend on cigarettes, or each time you feel tempted to smoke and successfully resist temptation, pay yourself the average cost of a cigarette. You’ll be surprised how much you’ll have in just a few weeks.

Old suitcase with stickersSo think positively. Use your savings to splurge on something that makes you feel good and is good for you. Or start sending off for brochures of places you’ve always wanted to visit — and once you’re a steadfast non-smoker, plan to reward yourself with a dream vacation.

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